Frequently Asked Questions

We’re a local, family-run Washington State business. Brandon Phillips started We Buy PNW Homes in 2020, after his family had spent more than a decade working in Washington real estate. We buy houses for cash across all of Washington State, and we work with homeowners in all kinds of situations, from foreclosure and divorce to inherited properties and homes that need major repairs.

We’re not a big corporation. We’re your neighbors, and you can meet the whole team in about a minute, because there isn’t much of it.

Most cash buyers are investors focused on maximizing their own profit. We’re a local, family-run business, and our reputation in Washington is something we take seriously. We’re transparent about how we arrive at our offer, we don’t pressure you, and we do what we say we’ll do.

We also offer things many investors don’t, including a cash advance of up to $20,000 for qualified sellers and a flexible closing date so you can move on your own timeline.

We’re a local Washington State business with our reputation on the line every time we make an offer. Our family has been in real estate since 2010, and we’ve been serving Washington homeowners since 2020.

We don’t make offers we can’t back up. If we say we’ll close, we’ll close.

It depends on what matters most to you. If getting the absolute highest possible sale price is your only priority and you have plenty of time, listing with an agent may be the better path.

If you value speed, simplicity, and the ability to skip repairs, showings, open houses, and agent fees, selling to a cash buyer is worth a serious look. Getting an offer from us is free and puts you under no obligation. See what we can offer, then decide.

When you list with an agent, your home goes on the MLS, buyers tour it over days or months, and you wait for an offer that may come with financing contingencies and requests for repairs. Agent commissions typically run 5 to 6% of the sale price, plus closing costs you’re expected to cover.

When you sell to us, we buy directly. No listings, no showings, no commissions, no fees. We cover closing costs. And the process is done in as little as 7 days.

None at all. Submitting your information is free and puts you under zero obligation to accept an offer or move forward. We’ll review the details, put together a fair cash offer, and present it to you. You decide what to do from there.

No pressure. No commitment. No cost.

Step 1: Contact us. Fill out our cash offer form or call (253) 254-6366. We’ll ask a few basic questions about your home and your situation.

Step 2: Schedule a visit. We’ll set up a quick, no-obligation visit to look at the property. This helps us understand the home and put together a fair offer.

Step 3: Get your cash offer. Within 24 hours of our visit, you’ll have a written cash offer. If you accept, we can close in as little as 7 days, or schedule a closing date that works better for you.

In most cases, we can close in as little as 7 days from when you accept our offer. That timeline is realistic because we use our own cash, so there’s no bank, no loan approval, no appraisal, and no financing contingencies holding things up.

If you need more time, that’s fine too. We’ll schedule the closing date around what works best for you, whether that’s 7 days out or 60.

You’ll receive your payment at closing, either by wire transfer or cashier’s check. All closings are handled through a licensed title company, so the funds are fully protected and the transaction is secure.

Not at all. We buy homes as-is, which means we’re buying the property in its current condition. You don’t need to make repairs, clean, stage, or do anything to get it ready.

Take what you want when you go. Leave whatever you don’t. We handle everything from there.

Life doesn’t always fit neatly into a closing schedule. If you need a little more time after the closing date, we can often work out a post-occupancy arrangement. Just let us know your situation upfront and we’ll do our best to make it work.

No. There are no commissions, no agent fees, and no closing costs charged to you. We cover closing costs as part of the deal. The offer we make is the amount you walk away with.

For qualified sellers, we can advance up to $20,000 of your sale proceeds before the closing date, so you have cash in hand when you need it most.

Once you accept our offer and we open escrow, we advance you a portion of your proceeds early. That advance is then repaid out of your proceeds at closing, so it doesn’t come out of your pocket separately. You’re simply receiving part of your money sooner.

It can go toward anything: moving costs, a deposit on your next place, storage, outstanding bills. Not every seller qualifies, but it’s always worth asking. Bring it up when we present your offer and we’ll tell you where you stand.

Yes. We buy homes in any condition. Foundation issues, fire or water damage, outdated systems, code violations, hoarder situations, mold, severe deferred maintenance, you name it. You don’t have to fix a thing.

That’s the whole point of an as-is sale.

Yes. We work with landlords who are ready to exit, including properties with current tenants. You don’t have to wait for leases to end or manage the transition yourself before selling. We’ll handle the tenant situation after closing.

Just let us know the tenancy details upfront, like lease terms and current rent, so we can structure the deal accordingly.

Yes, and time matters here. Washington State uses a non-judicial foreclosure process that can move quickly, so reaching out as early as possible gives us the most options to work with.

If there’s enough equity in your home, we may be able to close before the foreclosure is finalized. That can protect your credit and help you walk away with cash instead of nothing. Call as soon as you can so we can look at your timeline and what’s possible.

Liens and back taxes don’t disqualify your home. In most cases they get resolved at closing through the title company, paid directly out of the sale proceeds. We’ve worked with properties carrying mechanic’s liens, property tax liens, HOA liens, and more.

When you reach out, tell us the situation and we’ll factor it into both the offer and the closing process.

This is called an underwater or upside-down mortgage. If your home is worth less than what you owe on it, a straightforward cash purchase gets complicated, because there’s no equity for the deal to work with.

In some of these situations a short sale, where the lender agrees to accept less than the full balance owed, may be worth exploring. Reach out and we’ll be honest with you about what’s realistic given your specific numbers.

We buy a wide range of property types across Washington State:

• Single-family homes
• Condos and townhomes
• Duplexes and small multifamily properties
• Mobile homes
• Inherited and probate properties
• Vacant land

If you’re not sure whether your property qualifies, reach out. The worst we’ll say is that it isn’t a fit, and we’ll tell you that upfront.

All of it. We work with homeowners from Seattle and Tacoma to Spokane and everywhere in between: Clark County, King County, Pierce County, Snohomish County, Cowlitz County, and every other county in the state.

You can find your city on our where we buy page. If you’re in Washington, we want to help.