Frequently Asked Questions

We're a local, family-run Washington State business. Brandon Phillips co-founded We Buy PNW Homes in 2020 after his family spent more than a decade working in Washington real estate. We buy houses for cash across all of Washington State, and we work with homeowners in all kinds of situations, from foreclosure and divorce to inherited properties and homes that need major repairs.

We're not a big corporation. We're your neighbors, and we treat every homeowner the way we'd want our own family to be treated.

It depends on what matters most to you. If getting the absolute highest possible sale price is your only priority and you have plenty of time, listing with an agent may be the better path.

If you value speed, simplicity, and the ability to skip repairs, showings, open houses, and agent fees, selling to a cash buyer is worth a serious look. Getting an offer from us is free and puts you under no obligation. See what we can offer, then decide.

Most cash buyers are investors focused on maximizing their own profit. We're a local, family-run business, and our reputation in Washington is something we take seriously. We're transparent about how we arrive at our offer, we don't pressure you, and we do what we say we'll do.

We also offer things many investors don't, including a cash advance of up to $20,000 for qualified sellers and a flexible closing date so you can move on your own timeline.

When you list with an agent, your home goes on the MLS, buyers tour it over days or months, and you wait for an offer that may come with financing contingencies and requests for repairs. Agent commissions typically run 5-6% of the sale price, plus closing costs you're expected to cover.

When you sell to us, we buy directly. No listings, no showings, no commissions, no fees. We cover closing costs. And the process is done in as little as 7 days.

Honest answer: if you have time, your home is in great condition, and getting top dollar is your main goal, listing with an agent might make more sense.

If any of the following apply to your situation, a direct cash sale is likely a better fit:

• You need to close fast
• Your home needs significant repairs
• You're dealing with foreclosure, divorce, or a probate property
• You'd rather skip showings and negotiations
• You want to avoid commissions and closing costs

None at all. Submitting your information is free and puts you under zero obligation to accept an offer or move forward. We'll review the details, put together a fair cash offer, and present it to you. You decide what to do from there.

No pressure. No commitment. No cost.

Step 1: Contact Us. Fill out our online form or give us a call. We'll ask a few basic questions about your home and your situation.

Step 2: Schedule a Visit. We'll set up a quick, no-obligation visit to take a look at the property. This helps us understand the home and put together a fair offer.

Step 3: Get Your Cash Offer. Within 24 hours of our visit, you'll have a written cash offer. If you accept, we can close in as little as 7 days, or we'll schedule a closing date that works best for you.

In most cases, we can close in as little as 7 days from when you accept our offer. That timeline is realistic because we use our own cash, so there's no bank, no loan approval, no appraisal, and no financing contingencies holding things up.

If you need more time, that's fine too. We'll schedule the closing date around what works best for you, whether that's 7 days out or 60.

You'll receive your payment at closing, either by wire transfer or cashier's check. All closings are handled through a licensed title company, so the funds are fully protected and the transaction is secure.

Not at all. We buy homes as-is, which means we're buying the property in its current condition. You don't need to make repairs, clean, stage, or do anything to get it ready.

Take what you want when you go. Leave whatever you don't want. We handle everything from there.

We understand that life doesn't always fit neatly into a closing schedule. If you need a little more time after the closing date, we can often work out a post-occupancy arrangement. Just let us know your situation upfront and we'll do our best to make it work.

No. There are no commissions, no agent fees, and no closing costs charged to you. We cover closing costs as part of the deal. The offer we make is the amount you walk away with.

Yes. We buy homes in any condition. Foundation issues, fire or water damage, outdated systems, code violations, hoarder situations, mold, severe deferred maintenance, you name it. You don't have to fix a thing.

That's the whole point of an as-is sale.

Yes. We work with landlords who are ready to exit, including properties with current tenants. You don't have to wait for leases to end or manage the transition yourself before selling. We'll handle the tenant situation after closing.

Just let us know the tenancy details upfront, like lease terms and current rent, so we can structure the deal accordingly.

Yes, and time matters here. Washington State uses a non-judicial foreclosure process that can move quickly, so reaching out as early as possible gives us the most options to work with.

If there's enough equity in your home, we may be able to close before the foreclosure is finalized. That can protect your credit and help you walk away with cash instead of nothing. Call us as soon as you can so we can assess your timeline and what's possible.

Liens and back taxes don't disqualify your home. In most cases, these get resolved at closing through the title company, paid directly from the sale proceeds. We've worked with properties that have mechanic's liens, property tax liens, HOA liens, and more.

When you reach out, let us know the situation and we'll factor it into our offer and the closing process.

This is called an underwater or upside-down mortgage. If your home is worth less than what you owe on it, a straightforward cash purchase gets complicated because there's no equity for the deal to work with.

In some of these situations, a short sale, where the lender agrees to accept less than the full balance owed, may be worth exploring. Reach out and we'll be honest with you about what's realistic given your specific numbers.

We base our offer on what your home would be worth in repaired condition, minus our estimated repair costs and the expenses that come with running our business. We're happy to walk you through that math when we present your offer.

Our offers are fair, but they're not inflated. In exchange for buying as-is, closing fast, and charging zero fees, the price will typically come in below what you might net after a traditional sale. Whether that tradeoff makes sense depends entirely on your situation, and we'll be honest with you about it.

We're a local Washington State business with our reputation on the line every time we make an offer. Our family has been in real estate since 2010, and we've been serving Washington homeowners since 2020.

We don't make offers we can't back up. If we say we'll close, we'll close.

For qualified sellers, we can advance up to $20,000 of your sale proceeds before the closing date, so you have cash in hand when you need it most.

Here's how it works. Once you accept our offer and we open escrow, we advance you a portion of your sale proceeds early, before the actual closing date. That advance is then repaid from your proceeds at closing, so it doesn't come out of your pocket separately. You're simply receiving part of your money sooner.

The advance can be used for anything: moving costs, a security deposit on your next place, storage fees, outstanding bills, or anything else you need to get settled before you close.

Not every seller qualifies, but it's always worth asking. When we present your offer, just bring it up and we'll let you know if you're eligible and how much we can advance given your situation.

We buy a wide range of property types across Washington State, including:

• Single-family homes
• Condos and townhomes
• Duplexes and small multifamily properties
• Mobile homes
• Inherited and probate properties
• Vacant land

If you're not sure whether your property qualifies, reach out. The worst we'll say is it's not a fit, and we'll tell you that upfront.

We serve all of Washington State. We work with homeowners from Seattle and Tacoma to Spokane and everywhere in between. Clark County, King County, Pierce County, Snohomish County, Cowlitz County, and all other counties in the state.

If you're in Washington, we want to help.

Some do. We don't. There are investors out there who use high-pressure tactics, lowball sellers in tough spots, or make promises they can't keep. We're not in that category, and we won't pretend otherwise.

Our goal is a fair deal that works for both sides. If our offer doesn't make sense for your situation, we'll tell you honestly and wish you well. We'd rather walk away from a deal than leave someone feeling taken advantage of.